Privacy Policy

This Privacy Policy explains how Investire.io ("Investire.io", "we", "us", or "our") collects, uses, stores, and protects personal data when you access or use our platform, websites, applications, and services (collectively, the "Platform").

We process personal data in compliance with:

• the EU General Data Protection Regulation (GDPR); and
• the Swiss Federal Act on Data Protection (FADP).

The data controller responsible for processing your personal data is:

Investire.io
Email: privacy@investire.io

We may collect the following categories of data:

3.1 Account and Identity Data

• Name
• Email address
• Login credentials (hashed)
• Account identifiers
• Company name (for B2B users)

3.2 Usage and Technical Data

• IP address
• Browser type and version
• Device identifiers
• Operating system
• Log files
• Session data
• Feature usage and interaction data

3.3 Financial & Portfolio Data (User-Provided)

• Portfolio holdings
• Asset symbols
• Weights and allocations
• Performance data uploaded or entered by you

⚠️ Important: We do not hold client funds, bank details, or brokerage credentials.

3.4 Payment Data

Payments are processed by third-party payment providers. We do not store full payment card details.

We process personal data for the following purposes:

• Operating and maintaining the Platform
• Providing analytics, insights, and AI features
• Managing subscriptions and billing
• Improving functionality, models, and performance
• Ensuring platform security and fraud prevention
• Legal, regulatory, and compliance obligations
• Customer support and communications

We process personal data based on one or more of the following legal bases:

• Performance of a contract (Art. 6(1)(b) GDPR)
• Legitimate interests (Art. 6(1)(f) GDPR)
• Legal obligations (Art. 6(1)(c) GDPR)
• Consent, where required (Art. 6(1)(a) GDPR)

6.1 AI Processing

Some Platform features use automated and AI-based processing to generate analytics and insights.

6.2 No Fully Automated Decisions

Investire.io does not perform legally binding or significant decisions solely through automated processing.

6.3 Model Improvement

We may use aggregated and anonymized data to:

• improve algorithms;
• train AI models;
• enhance analytics.

Personal data is not used for AI training in an identifiable form unless explicitly consented or legally permitted.

We may share data with:

• cloud infrastructure providers;
• analytics and monitoring services;
• payment processors;
• legal or regulatory authorities when required.

We do not sell personal data.

Data may be processed outside Switzerland or the EU. Where applicable, we use:

• EU Standard Contractual Clauses (SCCs);
• adequate safeguards under GDPR and FADP.

We retain personal data only as long as necessary for:

• providing the Platform;
• legal, accounting, or regulatory obligations;
• dispute resolution and security purposes.

Afterwards, data is deleted or anonymized.

You have the right to:

• access your data;
• correct inaccurate data;
• request deletion;
• restrict processing;
• object to processing;
• request data portability;
• withdraw consent (where applicable).

Requests can be sent to privacy@investire.io.

We apply appropriate technical and organizational measures, including:

• encryption;
• access controls;
• monitoring and logging;
• least-privilege access.

However, no system is 100% secure.

The Platform may use cookies and similar technologies. Details are provided in a separate Cookie Policy.

View Cookie Policy

We may update this Privacy Policy from time to time. Continued use of the Platform constitutes acceptance of changes.

Privacy inquiries:
privacy@investire.io